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The old travellers of today are no less adventurous than the young travellers. However despite this, though young travellers can easily get insurance for their vacations, old travellers find some difficulty in getting insurance coverage.
Instead of approaching insurance agents, it is better for older travellers to look for their insurance coverage on the internet. Travel insurers like AA and Direct Line offer discounts amounting to 15%, under specific conditions for policies bought by senior citizens on their website. even Help the Aged, Churchill, Rias and Aged Concern offer policies to those above 75 years of age.
The premiums for these policies are worth about 118.64 to 323.25 pounds for a four week trip between the months of April and July. If you intend to go travelling again within a year, you could opt for insurers offering cheaper rates for annual multi-trip coverages. Like AA charges 214.66 pounds for a single trip to over 75s while policies for multiple trips cost only 177.15 pounds.
Senior parents who find it expensive to spend two or three periods of a month in their children’s place fear of being repatriated if either of them were to die, and about getting local health treatment. In such conditions, it proves to be better for the senior couple to take the cheaper option of buying an annual policy. There are many discounts here for them to take advantage of.
Senior citizens who have had heart surgery too should not find it difficult to get insurance if they search online. There are many sites that easily provide travel insurance for senior citizens who are not taking prescription medication for the surgery. This is because there is no need of them filling out medical questionnaires.
However it is always better for senior citizens to approach insurers specializing in pre-existing medical conditions like Mediquote, Medicover and Free Spirit.
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